What Our Members Say
The experience of our members is the most meaningful measure of what Cooperativa Provinciale Garanzia Fidi achieves. The following accounts come from businesses and cooperatives who have used our services to access credit, fund investments, and navigate difficult financial moments. We share these perspectives because we believe transparency and accountability begin with listening to the people we serve. Their outcomes reflect the practical value of having a reliable guarantee partner.
"We had been trying to secure a loan for new greenhouse infrastructure for over a year before approaching Cooperativa Provinciale Garanzia Fidi. Within three months of joining and submitting our guarantee application, we had approved financing in place. The advisor who handled our case understood agricultural finance from the ground up and made sure our seasonal cash flow was properly explained to the bank. We are now producing at 40% greater capacity and would not have achieved this without their support."
— Marco Dellafiore
★★★★★
"Our cooperative had been growing steadily but lacked the collateral that our bank required for a significant expansion loan. The guarantee provided by Cooperativa Provinciale Garanzia Fidi bridged that gap precisely and professionally. What impressed us most was that the team took the time to understand our cooperative structure rather than applying a generic template. The process was clear, the fees were transparent, and the outcome exceeded our expectations."
— Giuliana Ferraboschi
★★★★★
"As a small manufacturing business, we found bank lending increasingly difficult after the economic disruptions of recent years. Cooperativa Provinciale Garanzia Fidi not only helped us secure a working capital line but also provided financial planning guidance that helped us restructure our existing debt more efficiently. The combination of guarantee support and advisory services made a real difference to our balance sheet. I would strongly recommend membership to any business struggling to access fair credit terms."
— Roberto Salvestrini
★★★★☆
"I was sceptical at first about whether a cooperative guarantee institution could really influence our bank's decision, but the results proved me wrong. Our application, which had previously been declined, was approved within weeks of the guarantee being submitted. The team communicated clearly throughout the process and followed up after the loan was disbursed to check on our progress. That level of ongoing attention is rare in financial services and genuinely appreciated."
— Anna Toscanelli
★★★★★
"We used the short-term liquidity guarantee during a particularly difficult period when a major client delayed payment and our cash flow was under serious pressure. The speed of the process was critical for us, and Cooperativa Provinciale Garanzia Fidi delivered. The advisor explained every step clearly and made sure we understood our obligations before signing anything. It is reassuring to know that this kind of support exists for local businesses when they need it most."
— Luca Battistoni
★★★★☆